Dividend Stocks

There is a pre-conceived idea that a RRSP account is your retirement plan. That all your hard earned savings should go towards it. The financial institutions surely advertise it that way. For many, it may be the only retirement account they will have but for anyone wanting to take control of ...

Are you interested in how Warren Buffett invest? I took a look at his diversification and found it interesting how limited his diversification actually is. When we think diversification, we often think of breaking the sectors evenly but the reality is that sectors are not even in the real world and ...

Questrade is an independent discount broker not owned by any financial institution. Without the backing of a large Canadian banks, Questrade is able to compete with the like of BMO InvestorLine, TD Direct Investing, RBC Direct Investing or Scotia iTrade. Don’t eliminate Questrade from your discount broker options just because you ...

TD Bank is the second largest Canadian bank by market capitalization. When looking at North America where TD is establishing itself as a major bank, it is the 5th largest bank by total assets and the 6th largest bankby market capitalization. TD is one of only a few banks globally to ...

One of the investing principle we are thought and read about is to diversify our portfolio by sector and by asset allocations. It’s one of the selling factors used by financial advisors when it comes to the mutual funds industry or risk management. Find our what is in Warren Buffett’s ...

Royal Bank of Canada is the largest Canadian bank by market capitalization. During 2016, the stock appreciated by 20% and so far this year, it has accumulated another 4.5% with a high of 8% at the time of writing. Not only is there good stock growth, the dividend yield is also ...

I regularly use the Norbert Gambit approach to convert USD to CAD (and vice versa) through RBC Direct Investing. The process is smooth through RBC but not all discount brokers are created equals and you need to find out if your discount broker can support it. Not all discount brokers ...

Understanding ESPP income tax can be a little confusing at times. The Employee Stock Purchase Plan (ESPP) provided by many publicly traded companies is a great benefit but the benefit calculation is not simple if you are not familiar with stock investing. I have seen many make the same mistake and ...

Real Estate Income Trusts, or REITs for short, are companies that own or finance income-producing real estate. They receive special tax considerations and tend to have a higher distribution yield than corporations. Real estate assets can range from shopping malls, to apartment buildings, to office properties, or a mixed of ...

It’s important for investors to realize that there are differences between qualified and unqualified dividend distribution. This becomes apparent come tax time. Knowing the details will help you make better decisions when deciding how to properly allocate your investments and which account you should use. For examples, some investments such are ...